Introduction: PACE Sounds Good Until You Try to Sell
PACE programs are supposed to help Florida homeowners finance energy improvements like solar panels or new AC units. But what most people don’t realize is that these programs—like Ygrene Energy Fund and Renew Financial—come with liens that attach to your property taxes. And those liens? They can seriously get in the way when it’s time to sell or refinance. That’s where I come in. If you’re stuck, I can make you a fast cash offer—no banks, no delays, no drama.
Florida PACE Funding Agency: Trouble at Closing
This agency offers financing tied to your property tax bill, not a typical loan. The problem is, most buyers don’t want to take over a lien, and lenders often won’t approve a mortgage if one’s attached. That can kill your deal—even after you’ve found a serious buyer.
Ygrene Energy Fund: Easy to Sign, Hard to Escape
Ygrene pushes no-money-down options, but many homeowners don’t realize they’re signing up for a long-term lien. When it’s time to sell, buyers usually want it gone—and you’re stuck paying it off first. The FTC even filed a complaint against them for misleading marketing.
Renew Financial: You Owe, Even If You Move
Renew Financial loans stay with the home—not with you. That sounds fine until you realize your buyer might not want to take it on, and lenders could back out. Many homeowners are caught off guard when deals fall through because of a PACE lien.
Home Run Financing: Fast Approval, Big Headache Later
This company offers quick approvals and funding, but like other PACE programs, the debt becomes a lien that follows the house. Trying to sell? You’ll probably need to pay it off, which eats into your profits—or delays closing.
FortiFi Financial: Financing That Blocks Your Future
FortiFi helps you upgrade your home, but then tags the debt to your property. That makes refinancing tricky and selling even harder. The Better Business Bureau has plenty of complaints about confusion and unexpected fees.
Alliance NRG: Buyers Don’t Want the Lien
Homeowners using Alliance NRG may not realize how unattractive a PACE lien is to buyers. Even if your home is updated, that lien can scare off potential offers or stall financing.
Counterpointe Energy Solutions: Green Loans, Red Flags
Counterpointe helps finance green improvements, but leaves you with a complicated lien. That lien might not seem like a big deal until your sale falls through or you have to pay it off just to close.
Conclusion: PACE Problems? Let’s Talk Solutions
PACE programs can lock up your equity and limit your options. If your home has a PACE lien and you’re ready to move on, I can help. At Ocean World Investments, I buy homes in any condition—including ones with PACE liens—for cash. I make it simple so you can move forward fast.
Visit www.oceanworldinvestments.com or call 786-721-2381 today to get a no-obligation cash offer.